Love costs more than feelings. It takes other resources like time, energy, words, and money. And if you’re not self-aware, it might even consume you. Before you jump headfirst into that relationship that feels like a <a href="https://aura.ng/life-and-love/subtle-signs-someone-s-crushing-on-you-and-you-re-missing-it-">Disney fairytale</a>, check your readiness beyond your heart. Take this quiz to find out if your <a href="https://aura.ng/culture/how-to-choose-a-side-hustle-you-can-actually-maintain">finances</a> can handle a relationship, too.

1. When it’s time to split the bill on a date, you usually:

A. Expect one person to pay; it’s common sense&nbsp;&nbsp;

B. Suggest splitting, but feel awkward about it

C. Discuss it upfront or take turns paying

2. Your partner wants an expensive outing you can’t afford right now. You:

A. Borrow money or overspend so you don’t look broke

C. Say the truth and suggest a cheaper option

3. How often do money issues cause tension in your relationships?

4. Your partner asks for financial help early in the relationship. What do you do?

A. Help wholeheartedly… love means sacrifice

5. Which statement sounds most like you?

B. “Money matters, but I avoid talking about it.”

C. “Financial honesty is part of emotional maturity.”

6. Your spending habits are best described as:

B. I try, but impulsive buying wins sometimes

7. Your partner earns less than you. How do you handle money in the relationship?

A. I quietly resent carrying the <a href="https://aura.ng/culture/before-you-quit-your-9-5-let-this-quiz-be-your-reality-check">financial weight</a>

B. I help, but expect appreciation or effort in return

C. We talk about expectations and live within our means

8. If a relationship starts affecting your savings or investment goals, you:

A. Ignore it because love is the priority

B. Worry about it but hope things improve

C. Reassess the relationship and reset boundaries

9. How comfortable are you discussing your income with someone you’re dating?

A. Never, I think it changes how they see me

C. I’m open when the relationship gets serious

10. You notice your partner has no clear source of income but expensive tastes. You:

C. Ask questions before getting emotionally <a href="https://aura.ng/culture/is-the-hustle-culture-of-gen-z-the-new-way-in-nigeria-">invested</a>

11. Your partner jokes about you being their “ATM”. You feel:

12. How do you feel about joint financial planning (trips, rent, future goals)?

A. Too serious, please, let’s just enjoy the moment

C. It’s necessary for a healthy relationship

Mostly A’s: Financially Vulnerable Lover

Love might be costing you more than it should. You may be romanticising sacrifice at the expense of stability. It’s time to work on money boundaries before the next relationship.

Mostly B’s: Financially Aware, Emotionally Conflicted

You understand money matters but struggle to communicate them. A few honest conversations could save you future stress and <a href="https://aura.ng/life-and-love/toxic-romance-habits-we-need-to-stop-calling-cute-">heartbreak</a>.

Mostly C’s: Financially Ready for Love

You’ve got the balance. You understand that love thrives better with honesty, boundaries, and realistic financial expectations. <a href="https://aura.ng/life-and-love/green-flags-in-relationships-that-deserve-more-hype">Green flag</a> behaviour!

Find out if you’re financially ready for love in Nigeria with this fun, honest quiz. Examine your money habits in dating before you start asking people out.


Sex & Relationships

Can You Afford Love? A Guide to Dating in Nigeria's Economy 


The headlines, the confessions, and the moments you can’t miss, delivered to your inbox.

Psst… We’ve Got the Good Stuff. 

Think your group chat has all the answers? Think again. Aura’s newsletter spills the tea, drops the trends, and delivers stories that’ll make you say, “Wait, did you see this?”


Psst… We’ve Got the Good Stuff.

read more